Homeowners Insurance in and around Ames
Protect what's important from disaster.
The key to great homeowners insurance.

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There’s No Place Like Home
Everyone knows having excellent home insurance is essential in case of a windstorm, ice storm or tornado. But homeowners insurance is about more than covering natural disaster damage. Another helpful thing about home insurance is that it also covers you in certain legal cases. If someone is injured at your residence, you could be held responsible for their medical bills or physical therapy. With the right home coverage, your insurance may cover those costs.
Protect what's important from disaster.
The key to great homeowners insurance.

Don't Sweat The Small Stuff, We've Got You Covered.
Homeowners coverage like this is what sets State Farm apart from the rest. Agent Scott Richardson can be there whenever the unexpected happens, to get your homelife back to normal. State Farm is there for you.
Let us help with the details of keeping your valuables protected with State Farm's outstanding homeowners insurance. All you need to do to get the ball rolling is contact Scott Richardson today!
Have More Questions About Homeowners Insurance?
Call Scott at (515) 232-0030 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Fixed rate mortgage vs. adjustable rate mortgage
Fixed rate mortgage vs. adjustable rate mortgage
Learn the differences between a fixed rate mortgage vs an adjustable rate mortgage in order to make your decision.
How to shut off utilities in an emergency
How to shut off utilities in an emergency
Don't wait until an emergency happens to learn how to shut off utilities. Here are some tips for familiarizing yourself with the process now.

Scott Richardson
State Farm® Insurance AgentSimple Insights®
Fixed rate mortgage vs. adjustable rate mortgage
Fixed rate mortgage vs. adjustable rate mortgage
Learn the differences between a fixed rate mortgage vs an adjustable rate mortgage in order to make your decision.
How to shut off utilities in an emergency
How to shut off utilities in an emergency
Don't wait until an emergency happens to learn how to shut off utilities. Here are some tips for familiarizing yourself with the process now.